This is a prepaid virtual card intended for merchants that charge in Canadian dollars. It carries $200 of card value, is bought with crypto and comes with a billing address, released after activation, to use at checkout.
The page address says "credit card" because that is what many people search for, but the card is prepaid. There is no credit line, no credit check and no effect on a credit score.
| Card type | Prepaid virtual card (no credit line, no credit check) |
|---|---|
| Card currency | Canadian dollar (CAD) |
| You pay | In US dollars from your Gpayvcc balance, funded with crypto |
| Issuer | Third-party issuing partner (Gpayvcc is not a bank) |
| Price | $200.00 card value + $5.00 one-time issue fee ($205.00 total) |
| Funding | Crypto deposit to your Gpayvcc balance: USDT (TRC20 or ERC20), USDC (Base), Bitcoin, BNB (BEP20), Solana, TON, TRX, Litecoin or Bitcoin Cash |
| Delivery | Card details are released after you complete activation in My Cards |
Where the merchant accepts prepaid cards:
Canadian merchants often check the postal code entered at checkout. Use exactly the billing address from your card email; a mismatch is one of the most common decline reasons.
Car-rental and hotel companies may refuse prepaid cards or hold a large deposit. For a reloadable card on a confirmed network, see the Mastercard Reloadable Classic or the Virtual Visa Reloadable; for Australian dollars, the AU Reloadable Debit.
Before you buy: confirm the merchant accepts prepaid cards on this network, check whether it needs 3-D Secure, and make sure the card's currency suits what you plan to pay. The card is prepaid, not credit, and is issued by a third-party partner, not by Gpayvcc. You are responsible for following the merchant's terms and your local laws.
All card values and one-time issue fees are listed under card prices and fees. If a payment fails, start with our answers to common card questions.
No. It is a prepaid virtual card. You spend only the balance you load, and no credit check is made.
No. Because there is no credit line, it is not reported as credit.
Check the balance, then make sure the billing address and postal code match the details in your card email. Some Canadian merchants also refuse prepaid cards.
