The AU Reloadable Debit is a prepaid virtual card intended for Australian-dollar payments that you can keep topping up. It suits recurring costs with Australian merchants, such as a phone plan or a local software subscription.
The "debit" label means you spend loaded funds. There is no Australian bank account behind it and no credit.
| Card type | Prepaid virtual card (no credit line, no credit check) |
|---|---|
| Card currency | Australian dollar (AUD) |
| You pay | In US dollars from your Gpayvcc balance, funded with crypto |
| Issuer | Third-party issuing partner (Gpayvcc is not a bank) |
| Price | $150.00 card value + $5.00 one-time issue fee ($155.00 total) |
| Funding | Crypto deposit to your Gpayvcc balance: USDT (TRC20 or ERC20), USDC (Base), Bitcoin, BNB (BEP20), Solana, TON, TRX, Litecoin or Bitcoin Cash |
| Delivery | Card details are released after you complete activation in My Cards |
Where the merchant accepts prepaid cards:
Some Australian billers prefer direct debit from a bank account and may not offer card payment at all. Merchants may also add a card surcharge, which is shown at checkout.
For Singapore dollars, see the SGD Currency Card; for Canadian dollars, the Canadian prepaid card; for a reloadable USD Visa, the Virtual Visa Reloadable.
Good to know: this is a prepaid card, so you can only spend what is loaded and there is no credit line. Cards are issued by third-party issuing partners; Gpayvcc is not a bank. Whether a payment goes through depends on the merchant, the card network and the issuer's risk checks. Use the card only for lawful purchases and follow each merchant's terms.
Check current prices for all virtual cards before you deposit. Our frequently asked questions cover what you receive and what to check when a card is declined.
No. It is a prepaid virtual card funded with crypto through Gpayvcc.
No. BPAY is a bank-based bill payment system; this card works only where a merchant accepts card payments.