The Virtual Visa Reloadable is a prepaid Visa card for online payments that you keep and top up instead of replacing. You load it with crypto through your Gpayvcc balance, use it wherever the merchant accepts prepaid Visa cards, and add funds again when the balance runs low.
It suits people who pay the same merchants every month and want one card on file rather than a new card for each renewal. If you only need a single purchase, the lower-cost Visa Virtual Universal card may be enough.
| Card type | Prepaid virtual card (no credit line, no credit check) |
|---|---|
| Card currency | US dollar (USD) |
| You pay | In US dollars from your Gpayvcc balance, funded with crypto |
| Network | Visa (as named in the product) |
| Issuer | Third-party issuing partner (Gpayvcc is not a bank) |
| Price | $200.00 card value + $5.00 one-time issue fee ($205.00 total) |
| Funding | Crypto deposit to your Gpayvcc balance: USDT (TRC20 or ERC20), USDC (Base), Bitcoin, BNB (BEP20), Solana, TON, TRX, Litecoin or Bitcoin Cash |
| Delivery | Card details are released after you complete activation in My Cards |
Reloading makes the most sense for payments that repeat. Typical uses where the merchant accepts prepaid Visa cards:
Recurring billing is where prepaid cards are most often refused. A merchant may accept the first payment and still decline a renewal if the balance is short or its risk rules change, so keep enough funds on the card before each billing date.
If a merchant prefers Mastercard, the Mastercard Reloadable Classic is the closest alternative.
Good to know: this is a prepaid card, so you can only spend what is loaded and there is no credit line. Cards are issued by third-party issuing partners; Gpayvcc is not a bank. Whether a payment goes through depends on the merchant, the card network and the issuer's risk checks. Use the card only for lawful purchases and follow each merchant's terms.
Compare every card's value and issue fee on our pricing page. Questions about delivery, billing addresses or declines are answered in the Gpayvcc FAQ.
Our product notes list 3-D Secure support, which helps at merchants that ask for an extra verification step. If a 3DS check fails, contact support with the merchant name and time of the attempt.
After your crypto deposit is confirmed and credited to your balance, buy the card and complete activation in My Cards. Your card details are released once activation is complete.
Most failed renewals come from an insufficient balance or the merchant declining prepaid cards. Top up the card, then retry the payment from the merchant account; if it still fails, the merchant may not accept prepaid cards for recurring billing.
No. It is a prepaid card: you can only spend money you have loaded, there is no credit line and no credit check.
